Sell Your House in 7 Days or Less!
Do you own an unwanted house and need to sell quickly?
Is Your House in Foreclosure?
If you are facing a pending foreclosure, the best advice we can give you is to Act Now and Don’t Hesitate another Minute!
Many people facing foreclosure do nothing but sit around and wait for a miracle. We all know the odds of that happening are unlikely at best. But what else can you do?
Many homeowners seek advice from their attorney. And why not, attorneys are supposed to have all the answers, right? Maybe so, maybe not!
They act on their attorney’s well intentioned advice and file bankruptcy, thinking that all their problems will be solved. However, even though bankruptcy does put a hold on everything, all it really does is buy a little more time. The end result is almost always the same… the property goes to Sheriff’s Sale and in addition to losing their home, they now have a bankruptcy and a foreclosure on their credit report. If you are facing foreclosure, this is a situation you definitely want to avoid at all costs.
In most cases, the best thing for a homeowner to do when facing foreclosure, assuming that the homeowner’s inability to pay the mortgage is not temporary, is to Sell the Property and Sell It Fast!
In doing so, you will avoid having a foreclosure and quite possibly a bankruptcy on your credit report. You’ll be able to get on with your life and avoid having foreclosure haunt you for years to come!
Is Your House Vacant?
There are many reasons why a house will often sit vacant. It may or may not be by choice, but it is almost always a problem for the owner. Unoccupied houses have a tendency to draw unnecessary attention to themselves. Many times it’s the unwanted attention from neighborhood kids or others who see it as an opportunity to break out windows or vandalize the house. During the winter months, you pay for the utilities that are to be left on to keep the house in good condition: otherwise, you shut them off and hope no damage will occur. Furthermore, unless you change your homeowner’s policy, you may no longer be covered by insurance if your home is damaged after being unoccupied over 30 days.
Does Your Property Need Repairs?
If you need to sell your house and it is in need of major repairs, chances are many people won’t consider buying it. Most people can’t or won’t get a loan on a house that needs fixing up before they are able to move in. Most lending institutions won’t loan money on properties that are in need of major repair since they make poor collateral.
Has your listing expired?
Have you listed your property with a Real Estate Agent and they just haven’t been able to sell the house? Perhaps they didn’t show the house enough, didn’t market your house effectively or simply listed your house at too high a price. Maybe the agent actually brought a few buyers to you, but things just didn’t work out… the offer was too low, the contract fell through or the buyer just couldn’t perform. Meanwhile, you were stuck with the house and the payments while you waited, waited and waited. Finally, out of frustration, you let the listing expire…
Behind On Your Mortgage Payments?
Many unexpected things can happen, such as job loss or health problems and the like that cause you to miss making your monthly house payments. Sometimes you find yourself struggling to make your house payment while all your other bills continue to pile up. Often, it becomes very difficult to catch up those payments when you find yourself two or three payments behind and the fourth is due next week. Finally a point comes when there is no catching up.
Being Transferred or Relocated?
A job transfer or relocation is usually a good thing and means that congratulations are in order. However, relocation can also be very stressful if you have a great new job, but have to worry about selling your house before you move. Often there isn’t enough time to get your house sold before you move and you end up getting stuck making double payments on a house you no longer live in. The last thing you need to be worried about when taking a new position is selling your house.
We can buy your home quickly, and allow you to get on with your life and new opportunities. We can take over your payments and maintenance of the property and allow you the freedom to move quickly if necessary. We will continue to handle the payments and maintenance until the house is sold and your mortgage is paid off in full.
Bad Tenants? Tired Being a Landlord?
Land-lording is not easy! Whether you are a seasoned professional or you’ve become a landlord “accidentally” by not being able to find a buyer in time for your move, you will agree that land-lording is no fun.
Dealing with tenants calling day or night, potential lawsuits, vacant properties with no income, vandalism, shelling out money for maintenance, irresponsible tenants damaging your investment, etc., all can give you an ulcer before you know it.
Fortunately, you don’t have to continue like this. We can take the problem property off your hands. Whether your property is vacant or not, whether your property needs repairs or not, we are here to help.
Don’t be discouraged from selling your house because you have liens, judgments or title problems. We are experts at dealing with these situations.
No one plans to divorce, at least not at first, but many times situations change in such a way that two people may find that their lives and the house they own together have become a problem for them. Divorce is unpleasant enough without the burden of selling a house, especially when it prevents you from going your separate ways. We deal with divorce situations on a regular basis and we can help you quickly sell your house so you can get on with your life.
Do You Need to Settle an Estate?
Maybe you’ve inherited a property or have the responsibility to get rid of it on behalf of the estate. The death of a loved one is tragic enough, but the added burden of dealing with the estate can become almost unbearable.
Perhaps the property needs repairs before it can be sold. Perhaps you have mortgage payments and no one has the money to keep them paid. Whatever the case may be, the probate and selling process can often be confusing, costly and aggravating.
You work through the endless stacks of paper trying to determine how to split the assets between the heirs and how to legally handle everything. Much of the estate may be easy to dispose of or distribute, but rarely is that the case with real estate holdings. Many times selling the real estate can take months…
House 100 Percent Financed? No Equity?
The “low equity, no equity” situation is the most common problem we come across. In most cases, the homeowner has tried to sell their house “for sale by owner” (FSBO) with no luck. When they discover they are unable to sell their home, their next step is usually to list it through a Real Estate Agent. In order to cover the Real Estate Agent’s commissions and closing costs, they usually have to dramatically increase the asking price. Since the price was artificially increased, the likelihood of selling the house is reduced even further.
Even if the house does sell, any equity that does exist is quickly eaten away by the Real Estate Agent’s commission, closing costs, taxes and holding costs, leaving the seller responsible for bringing a large check to the closing table.
You don’t have to pay real estate commissions and you don’t have to give away your equity, no matter how small it is, to a Real Estate Agent.
Are You Making Two House Payments?
Many of our clients were making double payments, one on their new home and one on their previous home. Many situations can cause you to get stuck with double payments. The most common problem is when you have bought a new home or you are having a new home built and your first home has not sold yet, or the closing on the first home has fallen through. We’ve actually helped clients whose closings have fallen through over three times!
The second most common reason for double payments is a job transfer or relocation. Sometimes you are forced to move to a new home or apartment, before you are able to sell your house.
This paper is intended for informational purposes only. Nothing contained herein constitutes legal, financial or other professional advice. Transmission of these materials is not intended to create, and receipt does not constitute, any relationship of any kind between the provider and the recipient. Some of these points may not apply in your area. Different term and conditions may vary from state to state and province to province. All articles, text and photographic material presented here is for the use and pleasure of the recipient only. Download PDF